There is a reason why my blog is called Girlbudgetlife, I am all about budgeting all aspects of your life to create your ultimate happy place.  One thing that I am especially concerned with budgeting this days is my money.

I have this goal that I would like to be 100% debt free (credit cards + student loans) by the time I am 30 years old.  I will be turning 26 in August so that gives me 4 years to work on it.

One of the ways I have been making sure that I reach that goal is by knowing where my money is going.  Last summer I read The Total Money Makeover by Dave Ramsey and started incorporating his baby steps into my life.   I started by creating a budget and using a envelope cash system that I am still using.

I share my process, income and envelop system in detail in this week’s video.

Before you go I would love to hear from you.  Do you currently have a budget? How closely do you follow it?